This website and the services contemplated hereunder are provided by REO Rockstars, LLC (“REO”) and Millionaire Agent Academy, LLC (“MAA”) (for simplicity, REO and MAA are collectively referred to herein as “REO”). These Terms and Conditions of Use (“Terms of Use”) govern access to and use of REO’s website located at www.reorockstars.com and/or MAA’s website located at www.millionaireagentacademy.com (collectively, the “Website” or “Site”); the term “Website” or “Site” includes all services, tools, products and features available thereon (collectively, the “Services”). These Terms of Use incorporate by reference and are subject to the Privacy Policy and Purchase & Hold Harmless Agreement, as referenced in the Site.

PLEASE READ THESE TERMS AND CONDITIONS OF USE (“TERMS OF USE”) BEFORE USING THE SITE. USE OF THE SITE CONSTITUTES AN AGREEMENT WITH THE TERMS AND USE, WHETHER OR NOT YOU PURCHASE ANY SERVICES OR BECOME A MEMBER (“MEMBER”). IF YOU WISH TO BECOME A MEMBER AND MAKE USE OF THE REO SERVICES, THEN PLEASE READ THESE TERMS OF USE. BY USING THIS SITE, YOU HEREBY REPRESENT, WARRANT, UNDERSTAND, AGREE TO AND ACCEPT ALL TERMS AND CONDITIONS CONTAINED HEREIN. IF YOU OBJECT TO ANYTHING IN THESE TERMS OF USE OR THE REO PRIVACY POLICY, DO NOT USE THE SITE OR THE SERVICE.

1. Acceptance of Terms and Conditions of Use. These Terms of Use are effective as of July 1, 2017 (the “Effective Date”) and constitute an electronic contract between you (“You” or “Your”) and REO that sets forth the legally binding terms regarding Your use of the Site and/or the Services. These Terms of Use may be modified by REO from time to time, with such modifications to be effective upon posting by REO on the Site. These Terms of Use incorporate by reference REO’s Privacy Policy. By accessing the Site and/or becoming a Member, You accept these Terms of Use and agree to the terms, conditions and notices contained or referenced herein. In addition, by accessing the Site or becoming a Member, You consent to have these Terms of Use provided to You in electronic form. Your use of the Site after the Effective Date also constitutes Your unconditional agreement to the Purchase & Hold Harmless Agreement (the “Purchase Agreement”), should you purchase any Services from REO.

2. Site Content. All of the content on this Site, including, without limitation, the images, graphics, information, text, data, links, as well as the underlying software, networks and systems that support this Site and other material accessible through the Site or Services, whether created by REO, provided by You or provided by a third party, for display on the Site or through the Services (“Content”) is owned by or under license to REO and is protected from unauthorized copying and dissemination by United States copyright law, trademark law, international conventions and other intellectual property laws. Users have a non-transferable, non-sublicensable, non-exclusive, revocable, and limited right to access and use the Site and its Content solely for their internal business purposes or personal use, subject to these Terms of Use. The Content may contain typographical errors, inaccuracies, or other inadvertent errors. REO reserves the right to make changes to the Content, descriptions, specifications, or other information, without obligation to issue any notice of such changes. You may only use the Content for internal informational purposes in compliance with all laws and regulations that apply to You. You may not reproduce or transmit any part of this Site or its Content in any form, by any means, electronic or mechanical, including photocopying and recording for any other purpose. You may not modify, alter, or prepare derivative works based on the Content, or distribute copies of or publicly perform or display the Content, including, without limitation, by posting the Content on any network computer or distributing the Content on or in any media. You may not remove copyright, trademark, and other proprietary notices from the Content.

 3. Trademarks. The trademarks, service marks, and logos (the "Trademarks") used and displayed on this Site are registered and unregistered Trademarks of REO, its affiliates, or its licensors. Nothing on this Site shall be construed as granting You, by implication, estoppel, or otherwise, any license or right to use any Trademark displayed on the Site, without the written permission of REO. REO aggressively enforces its intellectual property rights to the fullest extent of the law. The names “REO Rockstars” and “Millionaire Agent Academy” (and the logos of both) may not be used in any way, including in advertising or publicity pertaining to distribution of materials on this Site, without prior, written permission.

4. Covenants, Representations and Warranties. You represent and warrant to REO that each of the following are true and correct in all material respects: (a) You are eighteen (18) years of age or older. If You do not meet the foregoing age requirements, You must not attempt to use the Site or become a Member; (b) You are legally within the jurisdiction of the United States; (c) You are not a Competitor (as hereinafter defined) of REO and are not using the Site or Services for reasons that are in competition with REO. As used herein, a “Competitor” means any company or individual that is in the business of providing training or educational services to realtors or real estate brokers; (d) All information provided by You through this Site is and will remain true and correct in all material respects so long as You are using this Site or the Services. If at any time previously disclosed information becomes untrue, incorrect or misleading, You have a duty and agree to promptly inform REO and provide such additional information to correct and render true all previously disclosed information; (e) REO may terminate Your Membership or access to the Site, should it determine, in its sole opinion, that You have violated any representation or warranty or any other provision of these Terms of Use; (f) You are authorized and have all requisite legal authority to enter into these Terms of Use and any ancillary agreements, and to carry out and perform its other obligations these Terms of Use; (g) no consent of any third party (including, but not limited to, a party to a material contract to which You are a party) is required for You, to enter into these Terms of Use or fulfill the obligations contemplated hereby; and (h) the execution and delivery by You of these Terms of Use and Your fulfillment of the obligations contemplated hereby or under the Purchase Agreement, will not violate, breach, be in conflict with, or constitute a default under, or permit the termination of any contract to which You are a party.

5. Termination. REO may terminate Your access to the Site, for any reason and at any time, with or without prior notice. It is REO’s policy to terminate Users who violate these Terms of Use, as deemed appropriate in REO’s sole discretion, but REO may also terminate access without cause or notice. You agree that REO is not liable to You or any third party for any termination of Your access to the Site.

6. Privacy. REO will only use the information You provide through the Site in accordance with our Privacy Policy. For more information, see our full Privacy Policy, the terms of which are incorporated herein. By agreeing to these Terms of Use, You are consenting to receive certain communications from us. For example, REO may send You newsletters, special offers, and customer surveys via email. If You no longer want to receive such communications, You may unsubscribe by sending an email to support@millionaireagentacademy.com or by using the unsubscribe links and mechanisms provided in any email received by MAA, REO or its affiliates. You may also write to us at 11175 Cicero Drive Ste. 100 Alpharetta, GA 30022.

7. Links to External Sites. Links from the Site to external sites (including external sites that are framed by REO) or inclusion of advertisements do not constitute an endorsement by REO of such sites or the content, products, advertising and other materials presented on such sites or of the products and services that are the subject of such advertisements, but are for Users’ reference and convenience. Your access to the Site is at own Your risk. It is Your responsibility to evaluate the content and usefulness of the information obtained from other sites. REO does not control such sites, and is not responsible for their content. You further acknowledge that use of any site controlled, owned or operated by third parties is governed by the terms and conditions of use for those sites, and not by REO’s Terms and Conditions and Privacy Policy. REO expressly disclaims any liability derived from the use and/or viewing of links that may appear on this Site. You hereby agree to hold REO harmless from any liability that may result from the use of links that may appear on the Site.

 8. Confidential Information. You acknowledge that through use of the Site and/or the Services and through your relationship with REO, You will come into possession of certain Confidential Information of REO (as hereinafter defined), relating to REO’s business affairs, which is not generally known to the public and was developed and/or is maintained by REO during its course of business. You acknowledge that said Confidential Information is vital to REO’s continued success and that it is necessary for the protection of REO’s legitimate business interests that this information remains strictly confidential. You further acknowledge that all Confidential Information is the sole and exclusive property of REO and protectable by law. You shall hold all such Confidential Information obtained completely and strictly confidential, and agree not to use, disclose, furnish, copy, scan, duplicate, or distribute, in whole or in part, any such information, or share any proprietary and/or other relative information, except as necessary to carry out Your duties contemplated hereunder. As used herein, “Confidential Information” means all confidential, proprietary or unique information belonging to, used by, or in the possession of REO relating to its business, including, without limitation, its: (i) Customer lists, call lists, and other confidential Customer data; (ii) pricing information and financial data concerning REO; (iii) memoranda, notes, records, and other confidential technical data; (iv) training methods, manuals, and other techniques developed by REO; (v) information concerning REO’s sales tactics and other methods of doing or promoting its business, including marketing and social media activities; (vi) information concerning REO’s contracts, arrangements, and agreements with any customer, manufacturer, vendor, or supplier, including, but not limited to, information concerning sales prices, factory sales prices, profit margins, and commissions; (vii) information relating to past, present, or future business plans; and (viii) accounts, systems, procedures, development plans, computer programs, forms, and other trade secrets of every kind and character, and any other information of REO acquired by You during the term of these Terms of Use. Confidential Information shall not include any information that: (A) You can document You had in Your possession prior to disclosure by REO, (B) was in or entered the public domain through no fault on Your part, (C) is disclosed to the You by a third party legally entitled to make such disclosure without violation of any obligation of confidentiality, or (D) You independently developed without reference to any Confidential Information of REO.

The copyright in all material provided on this Site is held by REO or by the original creator of the material. Except as stated herein, none of the material may be copied, reproduced, distributed, republished, downloaded, displayed, posted or transmitted in any form or by any means, including, but not limited to, electronic, mechanical, photocopying, recording, or otherwise, without the prior written permission of REO or the copyright owner. Permission is granted to display, copy, distribute and download the materials on this Site for personal, non-commercial use only provided You do not modify the materials and that You retain all copyright and other proprietary notices contained in the materials. This permission terminates automatically if You breach any of these terms or conditions. Upon termination, You will immediately destroy any downloaded and printed materials. You also may not, without REO's permission, "mirror" any material contained on this Site on any other server. Any unauthorized use of any material contained on this Site may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.

9. COPPA Compliance. You should monitor children’s use of the Internet. The Site is intended for people eighteen (18) years of age or older. REO will not knowingly collect any information from children under thirteen (13) years of age. You must identify Your age during the registration process. REO takes the Children’s Online Privacy Protection Act of 1998 (COPPA) as well as all FTC regulations very seriously. That being said, REO does not assume any responsibility for any misrepresentations regarding Your age or parental consent when using this Site. Should we determine that You provided any false information to us when using this Site, Your Membership and use will be terminated immediately.

 10. Disclaimer of Warranties. The information and materials contained in this Website, including text, graphics, information, links, Content, and/or other items are provided “as is” and “as available”. REO DOES NOT WARRANT THE ACCURACY, ADEQUACY OR COMPLETENESS OF THIS INFORMATION AND/OR MATERIALS AND EXPRESSLY DISCLAIMS LIABILITY FOR ERRORS OR OMISSIONS IN THIS INFORMATION AND MATERIALS. NO WARRANTY OF ANY KIND, IMPLIED, EXPRESSED OR STATUTORY INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF NON-INFRINGEMENT OF THIRD PARTY RIGHTS, TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND FREEDOM FROM COMPUTER VIRUS, IS GIVEN IN CONJUNCTION WITH THE INFORMATION AND MATERIALS. REO DOES NOT WARRANT THAT YOUR USE OF THE SERVICES WILL BE SECURE, UNINTERRUPTED, ALWAYS AVAILABLE, ERROR-FREE OR WILL MEET YOUR REQUIREMENTS, OR THAT ANY DEFECT IN THE SERVICES WILL BE CORRECTED. REO DISCLAIMS LIABILITY FOR, AND NO WARRANTY IS MADE WITH RESPECT TO, THE CONNECTIVITY AND AVAILABILITY OF THE SERVICES.

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.

REO makes no representations that information on this Site is appropriate or available for use outside the United States. If You choose to access this Site from outside the United States, You do so on Your own risk and initiative and You agree that You are responsible for complying with all applicable United States laws as well as Your local laws and regulations. If You transact business through this Site from a place located outside the United States, You acknowledge and agree that You do so voluntarily, that You are responsible for complying with all applicable United States laws, as well as any local laws and regulations that may impact Your transaction, and You understand that REO disclaims all responsibility related to such transaction.

11. Limitation of Limitation of Liability.

 (a) Incidental Damages and Aggregate Liability. In no event will REO be liable for any indirect, special, incidental, or consequential damages, losses or expenses arising out of or relating to the use or inability to use the Site, including without limitation damages related to any information received from the Site, removal of Content from the Site, any email distributed to any User or any linked website or use thereof or inability to use by any party, or in connection with any termination of Your Membership or ability to access the Site, failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus or line or system failure, even if REO, or representatives thereof, are advised of the possibility of such damages, losses or expenses.

UNDER NO CIRCUMSTANCES WILL REO’S AGGREGATE LIABILITY, IN ANY FORM OF ACTION WHATSOEVER IN CONNECTION WITH THESE TERMS OF USE OR THE USE OF THE SERVICES OR THE SITE, EXCEED THE PRICE PAID BY YOU FOR YOUR MEMBERSHIP, OR, IF YOU HAVE NOT PAID REO FOR THE USE OF ANY SERVICES, THE AMOUNT OF US $25.00 OR ITS EQUIVALENT.

 In addition to the preceding paragraphs of this section and other provisions of these Terms of Use, any advice that may be posted on the Site is for informational purposes only and is not intended to replace or substitute for any professional, financial, legal, or other advice. REO makes no representations or warranties and expressly disclaims any and all liability concerning any treatment, action by, or effect on any person following the information offered or provided within or through the Site. If You have specific concerns or a situation arises in which You require professional or legal advice, You should consult with an appropriately trained and qualified specialist.

12. Indemnification. By accessing and using this Site You agree to indemnify, defend and hold harmless REO and its affiliates from and against any and all claims, losses, expenses or demands of liability, including attorneys’ fees and costs incurred by REO and its affiliates in connection with any claim by a third party (including an intellectual property claim) arising out of (i) materials and content You submit, post or transmit through the Site; and (ii) Your use of the Site and/or Services in violation of these Terms of Use or in violation of any applicable law. You further agree that You will cooperate as reasonably required in the defense of such claims. REO and its affiliates reserve the right, at their own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by You, and You shall not, in any event, settle any claim or matter without the written consent of REO. You further agree to hold harmless REO and its affiliates from any claim arising from a third party’s use of information or materials of any kind that Users post to the Site.

13. Miscellaneous. If suit is brought to enforce these Terms of Use or to collect any money due REO, or to obtain any money damages or equitable relief for breach, the prevailing party shall be entitled to recover, in addition to any other available remedy, reimbursement for reasonable attorneys’ fees, court costs, costs of investigation, and other related expenses. If any part of these Terms of Use is held to be unlawful, void, or unenforceable, that part will be deemed severable and shall not affect the validity and enforceability of the remaining provisions. You expressly agree that any dispute related to or arising out of the use of the Site and/or the Network shall be governed by the laws of the State of Georgia, without regard to its conflict of law provisions, and You expressly agree and consent to the exclusive jurisdiction and venue of the state and federal courts of the State of Georgia, Fulton County, for the resolution of any such dispute. The failure of REO to enforce any right or provision of these Terms of Use will not constitute a waiver of future enforcement of that right or provision. The waiver of any such right or provision will be effective only if in writing and signed by a duly authorized representative of REO. Except as expressly set forth in these Terms of Use, the exercise by REO of any of its remedies under these Terms of Use will be without prejudice to its other remedies under these Terms of Use or otherwise. All of the provisions of these Terms of Use shall be binding upon and inure to the benefit of the parties hereto and their respective heirs, if any, successors, and assigns. Nothing in these Terms of Use shall be construed as making either party the partner, joint venturer, agent, legal representative, employer, contractor or employee of the other. You shall not have, or hold yourself out to any third party as having, any authority to make any statements, representations or commitments of any kind, or to take any action, that shall be binding upon REO, except as provided for herein or authorized in writing by the party to be bound.

 14. Revisions. REO may at any time revise these Terms of Use by updating this posting. By using this Site, You agree to be bound by any such revisions and should therefore periodically visit this page to determine the then current Terms of Use to which You are bound.