PRIVACY POLICY

Effective September 7, 2010
Our Commitment to Privacy
Our Privacy Policy was developed as an extension of our commitment to combine quality products and services with integrity in dealing with our customers. The Policy is designed to assist you in understanding how we collect, use and safeguard the personal information you provide to us and to assist you in making informed decisions when using our website and our products and services.
No Use of Our Site by Persons Under 18
No person under 18 should disclose information on this website or sign up for any information or seminar. You may learn more about protecting children's privacy online by visiting www.ftc.gov/kidzprivacy. 

What Information Do We Collect?
When you visit our website you may provide us with two types of information: personal information you actively choose to disclose ("Active Information") and information collected, in a way not visible to you, on an aggregate anonymous basis as you and others browse our website ("Passive Information").
Active Information You Choose to Provide
In order to gain use of the site (become a “user”), we require you to disclose the following information:
* Your first and last name
* Your mailing address
* Your email address
* Your telephone number(s)
* Your credit card information
We require you to disclose this following information for us to (and by using our site, downloading and/or buying or downlaoding our products and/or giving us any information you expressly grant us permission to): collect payments for products and membership dues, contact you via telephone, fax, text messages, to mail information to you, or to otherwise contact you in regards to Millionaire Agent Academy Products, promotions or other solicitations or in regards to products or services owned by companies that have agreements with Millionaire Agent Academy, LLC to market products or services. You must be a U.S. resident and over 18 to participate.  By providing your contact information, you agree that you may be called, mailed or emailed, text messaged or otherwise contacted with information related to your request, and/or information regarding our or other parties' related products and services.  If you do not wish to be contacted, please do not use our site, request information from us, contact us, provide us with your information or purchase and/or download our products or our affiliates' products. It is that simple. Do not interact with us and we will not interact with you. Any contact with us will be your express permission for us to contact you in any legally permissible way that we choose. Can this be any more clear? More specifically: YOU AUTHORIZE MIKE COSTIGAN AND KASEY CLANCY TO CONTACT YOU. By submitting your information you grant Mike Costigan and Kasey Clancy and their authorized representative express right to contact you via email, SMS, telephone or any other such methods regarding real estate products, training or other services. You are hereby requesting that Mike Costigan and Kasey Clancy contact you about any opportunities of this nature or any other that he feels may be of benefit to you. Mike primarily sends email via Millionaire Agent Academy's news site RealtyWired and under his name directly. He may also contact you via any of his companies oe DBAs, including, but not limited to REO Rockstars, LLC. RealtyWired is a DBA of Millionaire Agent Academy, LLC under which all billing invoices will be sent. If you do not wish to receive future correspondence at any time you may email news@realtywirednews.com with removal requests. We honor all requests immediately. Again, you are hereby requesting that Mike Costigan will contact you via email or other means by your submission of your contact information on this or any site owned or managed by Mike Costigan, Kasey Clancy, RealtyWired, REO Rockstars, LLC or Millionaire Agent Academy, LLC.
In addition, you agree that by submitting your Active Information, you are making a purchase, an inquiry and/or an application for purposes of the Telemarketing Sales Rule, 16 CFR §310 et seq., and for the purposes of the state and federal law. Notwithstanding that your telephone number may be listed on the Federal Trade Commission's or a state Do-Not-Call List, we retain the right to contact you via telemarketing in accordance with the state and federal law. You also grant us express permission to contact or solicit you by telephone text messaging.
California Residents
If you are a California resident, you have the right to receive: a) information identifying any third party company(ies) to whom we may have disclosed, within the past calendar year, personal information pertaining to you and your family for the company's direct marketing purposes; and b) a description of the categories of personal information disclosed. To obtain such information you must make a request in writing. Your request must include your name and email address, the URL for the website you visited, and a return address or it will not be processed. We will not honor such requests more than once per calendar year.  Please mail your request to Millionaire Agent Academy - 11175 Cicero Drive Suite 100 Alpharetta, GA 30022.
Passive Information Collected  (cookies, IP addresses, other internet browsing information)
What is a Cookie?
Our Site utilizes cookies to collect information about how our Site is used. Passive Information gathered from cookies may include the date and time of visits, the Site pages viewed, time spent at our Site and the websites that you visited just before and just after your visit to our Site. To find out more about cookies, please visit www.cookiecentral.com.  If you do not wish to transmit "cookie" information about yourself, you may turn off the cookie function in your web browser. Please consult the "Help" section of your web browser in order to correctly turn off or disable the cookie functions.  However, please be advised that turning off or disabling the cookie functions on your web browser may prevent our system from properly recognizing you when you visit our Site, and consequently may make your participation in our Program more difficult or invalid.
Our Site's servers also automatically identify your computer by its Internet protocol ("IP") address, which is a unique string of numbers that is assigned to your computer by your Internet service provider. IP addresses are automatically logged by web servers, collecting information about a user's traffic patterns. While the IP address does not identify an individual by name, it may, with the cooperation of the ISP, be used to locate and identify an individual using the Internet. Your IP address can, however, reveal what geographic area you are connecting from, or which ISP you are using. Your IP address may be used to address problems with our server, administer our Site and/or to gather broad demographic information about our Users.  Finally, the other websites that you visit have IP addresses, and we may collect the IP addresses of those websites and their pages, as well.
How Do We Use the Information Collected?
Broadly speaking, persons we employ directly, or as contractors or agents at our direction, use Active Information for purposes of administering our business activities, providing customer services such as support, and distributing information about products and services that you have requested. We may use the Active Information or Passive Information you provide to us to contact you about changes to our website, new services, features or products we offer, or other information we think you may find valuable. If at any time you do not wish to receive such information, you may "opt-out" by clicking the "subscription center" or "unsubscribe" links in any communication you have received or contacting us at Millionaire Agent Academy -  11175 Cicero Drive Suite 100 Alpharetta, GA 30022 , or by email at support@millionaireagentacademy.com.  However, it may take up to ten (10) days for the change to be fully effective. 
We use Passive Information to gather information about our Users and to enhance and design our website to make it easier, faster and friendlier to use. Additionally, cookies help us know information about how many people visit our website, when they visit and how they use our service. Passive Information may result in your viewing of particular advertising based on your user habits for your viewing on our website and a shopping experience customized to you in content, services and goods.
Who Do We Share Information With?
Sharing Information with Marketing Partners
We may share your contact information for the purpose of offering you products and services we think may be of interest to you, from us or from other parties.
Sharing Information in Other Scenarios
We also reserve the right to release your information (both Active Information and Passive Information) in the event that: (1) we believe that the Site is being or has been used to commit unlawful acts; (2) if the information is subpoenaed or otherwise required in a court proceeding; (3) in the event that you violate or breach an agreement with the Site including, but not limited to, this Privacy Policy; (4) in the event that you have submitted fraudulent or otherwise invalid information to this Site; (5) we believe that you may harm, or have harmed, the property or rights of us, the Programs, other Users or any other third party; (6) if we are sold or acquired; or (7) when we otherwise deem it necessary or appropriate. By agreeing to this Privacy Policy, you hereby consent to disclosure of any record or communication to any third-party when we, in our sole discretion, determine the disclosure to be appropriate including, without limitation, sharing your e-mail address with other third-parties for suppression purposes in compliance with the requirements of the CAN-SPAM Act of 2003, as amended from time to time ("CAN-SPAM") or any other applicable state or federal law, rule or regulation.
How Do We Secure Active Information and Passive Information?
We secure your personal information submitted by you by using reasonable technical efforts to prevent unauthorized access or disclosure, or accidental loss or destruction of Active Information and Passive Information.  Efforts we may take to ensure security include but are not limited to: maintaining our own servers under our control and/or monitoring of our network and data for intrusions. Communications you may have with us via email or mail may not be secure unless we advise you that security measures are in place prior to your sending information. Therefore, if you choose to communicate with us through these means, you are assuming the risk of doing so and we request that you do not send or post sensitive information through these means.
How Can You Choose Not to Receive Information about Products or Services by Us or to Correct, Delete or Access Your Information
If you do you not want to receive information about products or services we think may be of interest to you or if you wish to access, delete or correct your information, please contact us at Millionaire Agent Academy -  11175 Cicero Drive Suite 100 Alpharetta, GA 30022 , or by email at support@millionaireagentacademy.com.
YOUR USE OF OUR SITE AND/OR PARTICIPATION IN OUR PROGRAMS MEAN THAT YOU ACCEPT THE PRACTICES SET FORTH IN THIS POLICY. WE RESERVE THE RIGHT TO MAKE CHANGES TO THE POLICY BY POSTING THE NEW VERSION WITH A NEW DATE. YOUR CONTINUED USE INDICATES YOUR AGREEMENT TO THE CHANGES.

USER AGREEMENT

("Agreement")

ACCEPTANCE OF TERMS THROUGH USE

By using this site or by clicking "I agree" to this Agreement, you ("User") signify your agreement to these terms and conditions.  If you do not agree to this Agreement please do not use this site and do not click "I agree".  Please check this Agreement periodically for changes as the owner of this site, Millionaire Agent Academy, LLC, reserves the right to revise this Agreement and your continued use of this site following the posting of any changes to the Agreement constitutes acceptance of such changes.  The Company reserves the right to terminate a User’s use of this site at any time without notice and may do so for any breach of this Agreement or the instructions on this site by User.  This Agreement applies to licensors and advertisers as well.

CONSENT TO RECEIVE ELECTRONIC RECORDS
By participating in the products or services on the site, you signify your express consent to receive information from Company in electronic format. You will need a computer with browser and Internet access to receive such electronic records. Electronic records may include terms and conditions, agreements, privacy policies, and other items.

YOU MUST BE OVER 18 TO AGREE TO THIS AGREEMENT AND USE THIS SITE

This Agreement must be completed, understood and agreed to by a person over 18.  If a parent or guardian wishes to permit a person under 18, and under his or her supervision, to use this site, he or she should email the Company with his or her explicit permission and acceptance of full legal responsibility for the minor to do so.  If you are not yet 18, if you are easily offended, or are accessing this site from any country where material on this site is prohibited or illegal, please leave now as you do not have permission to access this site. 

LICENSE TO USE THIS SITE

Upon your agreement to this Agreement, the Company hereby grants you a non-exclusive, non-transferable limited license to use this site in strict accordance with the terms and conditions in this Agreement and as permitted via instructions on this site.  You agree not to make any false or fraudulent statements in your use of or to gain access to this site.  You acknowledge and agree that all content and services available on this site are property of the Company and its advertisers and licensors and are protected by copyrights, moral rights, trademarks, service marks, patents, trade secrets, and other proprietary rights and laws, in the U.S. and internationally.  All rights not expressly granted herein are fully reserved by the Company, its advertisers and licensors.    You agree to pay for any and all purchases and services made using your name and credit card through this Site, not to challenge any such charges and to pay for all collections and/or attorneys fees resulting from any non-payment.

LICENSE RESTRICTIONS

Use
You agree not to make any false or fraudulent statements in your use of or to gain access to this site or during your use of this site. Except as may be explicitly permitted through this site, you agree not to save, download, cut and paste, sell, license, rent, lease, modify, distribute, copy, reproduce, transmit, publicly display, publicly perform, publish, adapt, edit, or create derivative works from materials, code or content on or from this site or that is property of Company or any advertiser offering materials through our programs. Systematic retrieval of data or other content from this site or the site of any party offering materials through this site to create or compile, directly or indirectly, a collection, compilation, database or directory without written permission from the Company is prohibited. In addition, use of the content or materials for any purpose not expressly permitted in this Agreement is prohibited.

 

Security
You agree to use your best efforts to prevent access to this site through your login and Password by anyone other than yourself, including but not limited to, keeping such information strictly confidential, notifying the Company immediately if you discover loss or access to such information by another party not under your control and supervision, and by using a login and Password not easily guessed by a third party.
You agree that you shall not try to reverse engineer, reverse assemble, reverse compile, decompile, disassemble, translate or otherwise alter, defraud or create false results from any executable code, contents or materials on or received via this site or any advertiser's site. You understand that such actions are likely to subject you to serious civil and criminal legal penalties and that the Company shall pursue such penalties to the full extent of the law to protect its rights and the rights of its other licensors.
No International Users
Accessing this site, and services, products or contents available on this site from places outside the U.S. (unless expressly set forth) or where their contents are illegal, is prohibited. None of the information on this site may be downloaded, exported or reexported into Libya, Iraq, North Korea, Cuba, the National Union for the Total Independence of Angola (UNITA), Iran, Syria, Sudan, Burma (Myanmar), Serbia, the Taliban, Sierra Leone, Liberia, designated Terrorists and international Narcotics Traffickers, Foreign Terrorist Organizations, and/or designated foreign persons who have engaged in activities related to the proliferation of weapons of mass destruction or any other country with restrictions imposed by the U.S. Government. By using this site, you agree that you are not a citizen of or a resident in any of these countries. You agree that you shall comply with all applicable export and import control laws and regulations in your use of this site, or materials or services received through this site, and, in particular, you shall not export or re-export anything on or received through this site in violation of local or foreign export laws and/or without all required U.S. and foreign government licenses.

Export

You agree that you shall comply with all applicable export and import control laws and regulations in your use of this site, or materials or services received through this site, and, in particular, you shall not export or re-export anything on or received through this site in violation of local or foreign export laws and/or without all required U.S. and foreign government licenses.

Government Use.

If you are a branch or agency of the U.S. Government, the following provision applies. Any software which is downloaded from or made available via the site for or on behalf of the United States of America, its agencies and/or instrumentalities is provided with Restricted Rights. Use, duplication, or disclosure by the U.S. Government is subject to restrictions as set forth in subparagraph (c)(1)(ii) of the Rights in Technical Data and Computer Software clause at DFARS 252.227-7013 or subparagraphs (c)(1) and (2) of the Commercial Computer Software - Restricted Rights at 48 CFR 52.227-19, as applicable.  Unpublished rights reserved under the copyright laws of the United States.

USER'S LICENSE GRANT TO SITE

Except with regard to personal information, all information which you post on this site or communicate to the Company through this site (collectively & "Submissions") shall forever be the property of the Company.  You agree to the Site Submission Rules found here as part of this Agreement if provided on the site by the Company.  The Company shall not treat any submission as confidential and shall not incur any liability as a result of any similarities that may appear in future Company services or products.  Without limitation, the Company shall have exclusive ownership of all present and future existing rights to any Submission of every kind and nature everywhere.  You acknowledge that you are fully responsible for the message, including its legality, reliability, appropriateness, originality and copyright.  You hereby represent and warrant that your Submission does not infringe the rights of any third party. 

TRADEMARKS
The Company's, licensors', advertisers, merchants or other third party materials, services or products referenced on this site are common law or registered trade marks or service marks of such parties and you agree never to use such without express written permission.
THIRD PARTY SITES
You will be transferred to online merchants or other third party sites through links or frames from this site. You are cautioned to read such sites' Terms and Conditions and/or Privacy Policies before using such sites in order to be aware of the terms and conditions of your use of such sites. You acknowledge that the Company is not responsible for the accuracy, copyright compliance, legality, decency, or any other aspect of the contents, products, services or any transmissions received through such sites. The inclusion of such a link or frame does not imply endorsement of this site by the Company, its advertisers or licensors, any association with its operators and is provided solely for your convenience. You agree that the Company and its licensors have no liability whatsoever from such third party sites and your usage of them. If you wish to suspend email from such sites, you must contact them directly.

DISCLAIMER OF WARRANTIES
THE COMPANY, ITS ADVERTISERS, LICENSORS, AFFILIATES AND COMPANIES WHOSE PRODUCTS AND SERVICES ARE MARKETED BY THE COMPANY, MAKE NO REPRESENTATIONS OR WARRANTIES ABOUT THIS SITE, THE SUITABILITY OF THE INFORMATION CONTAINED ON OR RECEIVED THROUGH USE OF THIS SITE, OR ANY SERVICES OR PRODUCTS RECEIVED THROUGH THIS SITE, OR ANY ADVICE OR SUGGESTIONS RECEIVED AS A RESULT OF ANY COACHING OR CONSULTING MEMBERSHIP OR OTHER SERVICES OBTAINED EITHER THROUGH THIS SITE OR THROUGH RELATED SALES MEDIUMS OR THAT ARE RELATED TO MATERIALS ON THIS SITE OR ANY SITES OWNED BY MILLIONAIRE AGENT ACADEMY, LLC OR BY OTHER AFFILIATED BUSINESSES THAT MILLIONAIRE AGENT ACADEMY, LLC HAS AGREEMENTS WITH TO MARKET PRODUCTS OR SERVICES. ALL OF THIS SITE, THE SUITABILITY OF THE INFORMATION CONTAINED ON OR RECEIVED THROUGH USE OF THIS SITE, OR ANY SERVICES OR PRODUCTS RECEIVED THROUGH THIS SITE ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND. THE COMPANY, ADVERTISERS, LICENSORS, AFFILIATES AND/OR ITS MARKETING SERVICES BUSINESS CLIENTS HEREBY DISCLAIM ALL WARRANTIES WITH REGARD TO THIS SITE, THE SUITABILITY OF THE INFORMATION CONTAINED ON OR RECEIVED THROUGH USE OF THIS SITE, OR ANY SERVICES, CONSULTING OR COACHING ADVICE OR PRODUCTS RECEIVED THROUGH THIS SITE, INCLUDING ALL EXPRESS, STATUTORY, AND IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. THE COMPANY, ADVERTISERS, LICENSORS AND/OR ITS BUSINESS PARTNERS WITH WHOM THE COMPANY HAS AGREEMENTS TO MARKET PRODUCTS OR SERVICES DO NOT WARRANT THAT THIS SITE, THE SUITABILITY OF THE INFORMATION CONTAINED ON OR RECEIVED THROUGH USE OF THIS SITE, OR ANY SERVICES, CONSULTING OR COACHING ADVICE OR PRODUCTS RECEIVED THROUGH THIS SITE ARE ACCURATE, RELIABLE OR CORRECT; THAT THIS SITE WILL BE AVAILABLE AT ANY PARTICULAR TIME OR LOCATION; THAT ANY DEFECTS OR ERRORS WILL BE CORRECTED; OR THAT THE CONTENTS OR ANY INFORMATION RECEIVED THROUGH THIS SITE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. YOUR USE OF THIS SITE IS SOLELY AT YOUR RISK. FURTHER, WE CANNOT GUARANTEE YOUR SUCCESS IN USING ANY PRODUCTS OR INFORMATION AND WE MAKE NO CLAIM TO GUARANTEE ANY INCREASE IN INCOME, GROWTH OF BUSINESS, OR OTHER PERSONAL, BUSINESS OR FINANCIAL GAINS FOR USING THIS INFORMATION, AS ALL PEOPLE USE INFORMATION AND APPLY THEMSELVES DIFFERENTLY. MOST PEOPLE ACTUALLY LOSE MONEY ON INFORMATION PRODUCTS SUCH AS THIS. YOU SHOULD CONSIDER YOUR OWN ABILITY TO TAKE ON RISK FROM A FINANCIAL STANDPOINT BEFORE PURCHASING ANY PRODUCTS, SERVICES, CONSULTING OR COACHING FROM ANY OF THE COMPANY'S SITES OR FROM ANY SITES OWNED BY COMPANIES THAT HAVE A BUSINESS RELATIONSHIP WITH THE COMPANY. NO TESTIMONIALS CLAIMS OR OTHER ENDORSEMENTS SEEN ON ANY OF OUR SITES OR THE SITES OF OUR AFFILIATES, ADVERTISERS, LICENSORS OR BUSINESS RELATIONSHIP PARTNERS ARE REPRESENTATIVE OF ANY GUARANTEE(S) TO YOU AND ARE NOT REPRESENTATIVE OF TYPICAL RESULTS.  USER AGREES THAT IT HAS RELIED ON NO WARRANTIES, REPRESENTATIONS OR STATEMENTS OTHER THAN IN THIS AGREEMENT. BECAUSE SOME JURISDICTIONS DO NOT PERMIT THE EXCLUSION OF CERTAIN WARRANTIES, THESE EXCLUSIONS MAY NOT APPLY TO YOU BUT SHALL APPLY TO THE MAXIMUM EXTENT PERMITTED BY LAW OF YOUR JURISDICTION.
LIMITATION OF LIABILITY
UNDER NO CIRCUMSTANCES SHALL THE COMPANY, ADVERTISERS, COMPANIES WITH WHICH THE COMPANY HAS AGREEMENTS TO MARKET PRODUCTS AND/OR ITS LICENSORS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES THAT RESULT FROM, OR ARISE OUT OF THE USE OF, OR INABILITY TO USE, THIS SITE, THE SUITABILITY OF THE INFORMATION CONTAINED ON OR RECEIVED THROUGH USE OF THIS SITE, OR ANY SERVICES OR PRODUCTS RECEIVED THROUGH THIS SITE OR AS A RESULT OF PRODUCTS OR SERVICES OFFERED THROUGH ANY SITES OWNED BY THE COMPANY OR COMPANIES THAT HAVE AGREEMENTS WITH THE COMPANY TO MARKET PRODUCTS AND SERVICES. THIS LIMITATION APPLIES WHETHER THE ALLEGED LIABILITY IS BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR ANY OTHER BASIS, EVEN IF THE COMPANY, ADVERTISERS, AFFILIATES, COMPANIES THAT HAVE AGREEMENTS WITH THE COMPANY TO MARKET PRODUCTS AND SERVICES AND/OR ITS LICENSORS HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGE. BECAUSE SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, THE COMPANY, ADVERTISERS AND/OR ITS RESPECTIVE LICENSORS' LIABILITY IN SUCH JURISDICTIONS SHALL BE LIMITED TO THE MAXIMUM EXTENT PERMITTED BY LAW OF YOUR JURISDICTION.
INDEMNIFICATION
You agree to defend, indemnify, and hold harmless the Company, its advertisers, licensors, companies that have contracts with the company to market products and services, subsidiaries and other affiliated companies, and their employees, contractors, officers, agents and directors from all liabilities, claims, and expenses, including attorney's fees, that arise from your use of this site, advertiser's sites, sites owned by companies with agreement with the company to market products or services, offers, gifts, the suitability of the information contained on or received through use of this site, or any services, products or consulting and coaching advice received through this site, or any violation of this Agreement. The Company reserves the right, at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you shall cooperate with the Company in asserting any available defenses.
LEGAL COMPLIANCE
Company may suspend or terminate this Agreement or your use immediately upon receipt of any notice which alleges that you have used this site for any purpose that violates any local, state, federal or law of other nations, including but not limited to the posting of information that may violate third party rights, that may defame a third party, that may be obscene or pornographic, that may harass or assault others, that may violate hacking or other criminal regulations, etc. of its agents, officers, directors, contractors or employees. In such event, Company may disclose the your identity and contact information, if requested by a government or law enforcement body or as a result of a subpoena or other legal action, and Company shall not be liable for damages or results thereof and you agree not to bring any action or claim against Company for such disclosure.
CHOICE OF LAW AND FORUM
This site (excluding third party linked sites) is controlled by the Company from its offices within the State of Georgia, U.S. of America. It can be accessed from all 50 states as well as from other countries around the world to the extent permitted by site. As each of these places has laws that may differ from Millionaire Agent Academy - 11175 Cicero Drive Suite 100 Alpharetta, GA 30022, by accessing this site, both you and the Company agree that the statues and laws of Georgia shall apply to any actions or claims arising out of or in relation to this Agreement or your use of this site, without regard to conflicts of laws principles thereof. You and the Company also agree and hereby submit to the filing of any claim only in the exclusive personal jurisdiction and venue of Cobb County, Georgia,  and any legal proceedings shall be conducted in English. The Company makes no representation that materials on this site are appropriate or available for use in other locations, and accessing them from territories where their contents are illegal is prohibited. This Agreement shall not be governed by the United Nations Convention on Contracts for the Sale of Goods.
PARENTAL FILTERING DEVICES
In accordance with 47 U.S.C. Sec. 230(d), parents are notified that there filtering devices which are commercially available that may assist parents in limiting access to material that is harmful to minors, such as www.netnanny.com, www.cyberpatrol.com, www.cybersitter.com.
CALIFORNIA USER CONSUMER RIGHTS
In accordance with Cal. Civ. Code Sec. 1789.3, California resident users are entitled to know that they may file grievances and complaints at California Department of Consumer Affairs, 400 R Street, STE 1080, Sacramento, CA 95814; or by phone at 916-445-1254 or 800-952-5210; or by email to dca@dca.ca.gov.
MISCELLANEOUS
This Agreement constitutes the entire agreement between the parties related to the subject matter thereof, supersedes any prior or contemporaneous (oral, written or electronic) agreement between the parties and shall not be changed except by written agreement signed by an officer of the Company. If any provision of this Agreement is prohibited by law or held to be unenforceable, the remaining provisions hereof shall not be affected, and this Agreement as much as possible under applicable law shall continue in full force and effect as if such unenforceable provision had never constituted a part hereof and the unenforceable provision shall be automatically amended so as to best accomplish the objectives of such unenforceable provision within the limits of applicable law. User shall not assign or transfer this Agreement and any such transfer shall be void.

Site Submission Rules

By using features of this site that allow you to post or otherwise transmit information to or through this site, or which may be seen by other users, you agree that you shall not upload, post, or otherwise distribute or facilitate distribution of any content -- including text, communications, video, software, images, sounds, data, or other information -- that:

 

You also agree that you shall not harvest or collect information about the users of this site or use such information for the purpose of transmitting or facilitating transmission of unsolicited bulk electronic e-mail or communications for any other commercial purpose of your own or a third party.

You further agree that you shall not solicit or collect information, or attempt to induce any physical contact with, anyone 18 years old or younger without appropriate prior verifiable express parental consent.

This site generally does not pre-screen, monitor, or edit the content posted by users of this site. However, this site and its agents have the right, at their sole discretion, to remove any content that, in this site’s sole judgment, does not comply with the Site Submission Rules or is otherwise harmful, objectionable, or inaccurate. This site is not liable for any failure, delay, damages or results, in removing such content. 

You agree that your use of this site may be suspended or terminated immediately upon receipt of any notice which alleges that you have used this site in violation of these Rules and/or for any purpose that violates any local, state, federal or law of other nations, including but not limited to the posting of information that may violate third party rights, that may defame a third party, that may be obscene or pornographic, that may harass or assault others, that may violate hacking or other criminal regulations, etc. of its agents, officers, directors, contractors or employees.  In such event, you agree that the owner of this site may disclose your identity and contact information, if requested by a government or law enforcement body or as a result of a subpoena or other legal action, and the owner of this site shall not be liable for damages or results thereof, and you agree not to bring any action or claim against the owner of this site for such disclosure. 

 

This site reserves the right to revise these Site Submission Rules at its discretion, so check back from time to time to be sure you are complying with the current version.

PURCHASE AGREEMENTS & HOLD HARMLESS AGREEMENT:

Uncensored REO Secrets, Uncensored REO Secrets 2.0, REO Rockstars Mastermind Society and REORockstars are products, services and subscriptions that are marketed and billed by Millionaire Agent Academy, LLC. Millionaire Agent Academy, LLC is not an accredited university or school, nor is it a school of any kind at all. Millionaire Agent Academy is an independent for-profit informational products and services marketing company. Millionaire Agent Academy, LLC is not affiliated with or endorsed by your brokerage or by any bank, financial institution, asset management company, government agency or any type of business that manages REO properties or distributes them as listing assignments. It is your responsibility to research and determine for yourself whether or not the subject matter of any product or service either owned or marketed by Millionaire Agent Academy, LLC that you invest in is a viable business for you. While in some markets, places or business environments it may be viable, in some it may not. Viability may change from time to time. It is your responsibility to make determinations of viability and feasibility. Millionaire Agent Academy, LLC and it's affiliated business partners make no such claims and offers no suggestions of such. You should consider all statements made by representatives of Millionaire Agent Academy, LLC, subsidiaries and other affiliated companies, and their employees, contractors, officers, agents and directors to be statements of opinion and you should not rely on those opinions in making your decision to spend money or to participate. Millionaire Agent Academy LLC and its affiliated business partners, licensors, advertisers and/or owners of the products marketed by Millionaire Agent Academy, LLC do not promise any sort of degree or certification or any reward whatsoever, financial or otherwise, for your participation in products or courses that you purchase or participate in or from any advice you might receive as a result of any sort of coaching or consulting membership or service that you may receive by purchasing any of these products or enrolling in any subscriptions or memberships. Results in testimonials are not typical. Individual results vary. All content is for informational purposes only. By purchasing any products, courses or subscriptions by completing any order form on any website either owned, managed by or affiliated with Millionaire Agent Academy, LLC, its affiliates, licensors, members or owners of the products or services being marketed by Millionaire Agent Academy, LLC, or by contacting Millionaire Agent Academy, LLC directly by telephone, email, US Mail or other methods, you make any such purchases and/or subscriptions or join any membership programs with this understanding and thereby disclaim any assertions, beliefs or claims to the contrary.You are solely responsible for the use of any content and hold Millionaire Agent Academy, LLC, REO Rockstars, LLC and all members and affiliates harmless in any event or claim.

Uncensored REO Secrets 2.0 Course-You are purchasing the Uncensored REO Secrets 2.0 course for $291 plus a one time shipping and handling fee of $29. At the time of purchase you are also enrolling in automatic membership in the REORockstars monthly graduate program at a cost of $67 per month, which will be automatically billed to your credit card on file after your 30 calendar day free trial membership expires. The graduate program consists of membership in the REORockstars.com website, including access and participation in the membership learning forums, access to pre-recorded graduate informational Q&A calls, access by telephone to support for any real estate related informational answers to questions and technical and billing issues, and email access to Mike Costigan for further informational communication. You may also request telephone informational conversations with Mike at no additional charge. You also are entitled to participate in weekly REORockstars group informational Q&A calls with Mike Costigan and other members after you have been a member for 30 days. You will receive email notification of the call schedules and access information after you have been a member for 30 days. If you do not receive the emails please be sure to notify us and receive the call information by calling or emailing support. Your use of REORockstars.com and participation in calls is optional, however, you are strongly encouraged to participate. Not participating in the calls or voluntarily not accessing and utilizing the resources on REOrockstars.com or not reaching out to support or to Mike Costigan for information does not constitute your "not participating in" or "not receiving REORockstars graduate program membership" for the purpose of refunds. You are accepting the membership and agreeing to the terms of the membership and we are offering you what we believe to be of great value in good faith. Many members use the resources in different ways. Some rarely use them and some use them frequently. Some don't use them at all. We would never insult your intelligence by telling you that you will make money. Most people lose money on information products like this one. All people are different. We cannot guarantee success. We assume that you are an intelligent person and that you understand this already but we like to be totally transparent about our offerings. We want you to get the most out of the course and the graduate program and we believe that there is a significant value in actually utilizing all of the resources that you are paying for as frequently as needed. Please be sure to use the site resources and get on the calls and ask questions. We truly want you to get the most that you can out of your course and REORockstars monthly graduate membership. The rest is up to you.

REO Rockstars Mastermind Society-You are enrolling in the REO Rockstars Mastermind Society on a 14-Day trial basis. After the 14 days, if you do not cancel, you are automatically enrolled in membership which will be automatically billed to you credit card on file monthly starting on the 15th day at a membership fee of $37 monthly. You may also choose at the time of your enrollment to pay annually at a reduced price. You are also entitled to FREE membership in our Facebook Mastermind Group where you will have access to informational Q&A calls and/or webinars that are randomly scheduled. There is no set schedule or amount of calls promised during any month. Some months there may be no calls or webinars. You will also have access by group message or instant message to Mike Costigan for any real estate related answers to questions. Your use of REO Rockstars Mastermind Society and participation in calls and/or webinars is optional, however, you are strongly encouraged to participate. Not participating in the Society calls and/or webinars or voluntarily not accessing and utilizing the resources in the Society or on the FREE FaceBook Mastermind Group or not reaching out to support or to Mike Costigan for information does not constitute your "not participating in" or "not receiving REO Society program membership" for the purpose of refunds. You are accepting the membership and agreeing to the terms of the membership and we are offering you what we believe to be of great value in good faith. Many members use the resources in different ways. Some rarely use them and some use them frequently. Some don't use them at all. We would never insult your intelligence by telling you that you will make money. Most people lose money on information products and membership programs like this one. All people are different. We cannot guarantee success. We assume that you are an intelligent person and that you understand this already but we like to be totally transparent about our offerings. We want you to get the most out of the Society and we believe that there is a significant value in actually utilizing all of the resources that you are paying for as frequently as needed. Please be sure to use the Society resources and ask questions. We truly want you to get the most that you can out of your Society membership. The rest is up to you.

REFUNDS POLICY FOR UNCENSORED REO SECRETS 2.0 COURSE

You may receive a full refund of your purchase price of Uncensored REO Secrets 2.0 at any time within 60 calendar days of your order date (not the date you receive the package-the date that you order the system). If you find the system to not be worth $97 x 3 pmts. as per the Honor System request that Mike made of you on the webinar , we will refund the entire purchase price  We operate on complete Honor and we ask that you do too. So, if you honestly feel that the system is not worth the $97x3 pmts. just call us at 404-424-8418. We will not accept RMA# requests via email. Once you receive your RMA# just send the materials back to the address below with the RMA# written on the label and as soon as we receive them your refund will be issued.  All materials must be received by us no later than 60 days from the original order date.  All refunds MUST include an RMA#. No refunds will be issued for any materials received later than 60 calendar days from the original order date or without an RMA#. We cannot refund the $29 shipping charge but we will refund the full product price of $291.00.


Please return the Uncensored REO Secrets 2.0 system to the following address:

Marketing Members
1180 Red Town Rd
Elgin TX 78621

Sort of "the biggest no-brainer in the history of Earth here" huh?

REFUNDS FOR REO ROCKSTARS MONTHLY GRADUATE PROGRAM:

You receive 30 calendar days free membership in REORockstars monthly graduate program and website membership beginning the date of your order, and then you are billed $67 month until you cancel. Your credit card on file will be charged automatically every month beginning 30 calendar days from your initial purchase price (after your 30 day trial period ends). You can cancel your monthly membership anytime and receive a refund on your 2 most recent REORockstars monthly graduate program charges that occurred within 60 calendar days prior to the date that you canceled. You may not receive a refund for more than 2 monthly membership charges for REORockstars monthly graduate program and website membership. All cancellation requests must be emailed to support@millionaireagentacademy.com. We will not issue monthly graduate program refunds via telephone. Please include the date of the last charges for which you are requesting a refund in your request for cancellation of graduate membership.

REFUNDS POLICY FOR REO ROCKSTARS SOCIETY

You may receive a full refund of your membership purchase price of REO Rockstars Society at any time within 60 calendar days of your order date We operate on complete Honor and we ask that you do too. So, if you honestly feel that the program is not worth the $37 monthly pmts. just call us at 404-424-8418. We will refund any payments that you have made within the last 60 days. While we know that you probably have the common sense to already know this, we want to issue this word of caution once again: You are never guaranteed or promised any amount of income (if any at all) by your participation in this or in any course. Most participants in membership programs like this one, in any industry, never make money for different reasons, ranging from things including, but not limited to, lack of implementation or simply from the information or materials included in the membership program not working out for them. So, you should be very careful when you enroll in any membership program. You should always think about whether you can afford to invest in a membership program like this and in the effort it takes to use the information for potential benefit. You do so at your own risk. We can't make those assessments for you and we can't guarantee anything at all. If you aren't a real go-getter you might actually LOSE money. Heck, you might lose it anyway. Look, we know you are not stupid and we know that you understand this. We just like to make sure that people are fully informed when they make decisions to enroll in any membership program. This goes for really any such membership program that you see.

WARNING AND DISCLAIMER:
While we know that you probably have the common sense to already know this, we want to issue this word of caution once again: You are never guaranteed or promised any amount of income (if any at all) by your participation in this or in any course or membership program like this. Most participants in training courses or informational courses or membership programs like this one, in any industry, never make money for different reasons, ranging from things including, but not limited to, lack of implementation or simply from the course not working out for them. So, you should be very careful when you order ANY informational course, membership program or system. You should always think about whether you can afford to invest in a course or membership program like this and in the effort it takes to use the information for potential benefit. You do so at your own risk. We can't make those assessments for you and we can't guarantee anything at all. If you aren't a real go-getter you might actually LOSE money. Heck, you might lose it anyway. Look, we know you are not stupid and we know that you understand this. We just like to make sure that people are fully informed when they make decisions to buy informational products. This goes for really any such product you see. Bottom line-If you can't afford to lose money then don't invest in this course or membership program.

Millionaire Agent Academy

11175 Cicero Drive Suite 100

Alpharetta, GA 30022.

404-424-8418

By clicking "I agree" or by purchasing and/or using any Millionaire Agent Academy or REO Rockstars product or service or enrolling in any membership program or by purchasing and/or using any product or service or enrolling in any membership program offered by business affiliates with whom we have agreements to market products or services, or by providing us with your contact information, you hereby accept all terms for service, our refunds policy and our privacy policy found herein. If you have ANY questions whatsoever or if you don't FULLY understand any of the terms herein please contact us immediately at support@millionaireagentacademy.com or by phone at 404-424-8418 BEFORE making your purchase or enrolling in any membership program. Again, we expressly make no claims as to whether or not you will make any money or suffer a loss by investing in this or any product or enrolling in this membership program. This is common sense but we want you to be fully informed prior to making your decision. We are a company of high integrity and we wish for our offerings and those of our affiliated business partners to be made with transparency so that you and other purchasers and participants can make smart and responsible decisions for your own situation(s). Our greatest wish is for you to be happy with your investment.